On average, an auto crash will happen once in five seconds, an individual is harmed resulting from a mishap once every eleven seconds, plus someone suffers a mortal injury every 12 minutes. Such statistics make for fearsome considerations at the time that you start off for classes, the office, or even to make a quick trip to the shops, and is compelling evidence of why vehicle insurance coverage is so necessary.
Still, you can feel a little more at ease, with the knowledge that the number of collisions resulting in loss of life per one hundred million VMTs (vehicle-miles traveled) is the least it has been from the point when these stats have been recorded, which is 30 years back, currently at 1.46, and these numbers have registered under 1.50 in the 2nd consecutive year running. Based on the data in a report, the amount of car accidents that were reported to the authorities, taking place on the freeways, plunged to less than 6.2 million -- and that is from a previous 6.3 million for the year `03, besides which the figures for those harmed through motor-vehicle collisions continues to gradually reduce too.
This reduction is partly because of the country-wide crusades targeted toward promoting the habitual use of seat belts and decreasing impaired driving. Today, the seat-belt legislation is mandated within all 50 U.S. states, and this measure has significantly contributed to bringing down the statistics of persons who are fatally injured in motor vehicle collisions in 2004. The countrywide campaign to discourage drinking and driving (`driving under the influence`) is another initiative that has significantly helped lower DUI car-crashes where there are life-threatening injuries sustained, for two consecutive years without interruption.
In spite of the above-mentioned new defensive schemes, accidents occur even now. This is the reason that the thrust of the initiative has turned, to try and examine on which days and at what time car crashes are occurring. According to surveys, weekend nights (i.e., Saturdays and Sundays), between midnight and 3 a.m., are stated to be the deadliest 3-hour periods for motorists to be out on city streets, with a total of 2,451 collisions where people lost their lives occurring in 2004; 76 % of these crashes had drunk drivers at the wheel.
With this information, you can understand which time of day you`d be well advised to try and avoid, but can you identify the deadliest time of year? One set of research findings indicates that August topped the charts with the dubious distinction of having the most fatal fender-benders in the space of that 1 month, and - a thought to curdle your eggnog - the month of December logged in with the most overall motor vehicle smash-ups, with a total of 601,000 - a fact to take into account when you`re on your a car trip during the winter holidays!
The vehicle you have also play a large role when calculating the odds on a car mishap. Passenger cars and vans made up nearly 95 per cent of the 11 million vehicles involved in automobile accidents for `04. Large trucks made up merely 15% of the motor vehicle crashes. In addition, we noticed an increase in vehicles turning turtle at the time of a vehicular mishap. Of the motor vehicles which turned over, utility vehicles presented the highest percentage, - a rate of 36.2 % in serious accidents resulting in loss of life, 9.6 % in `injury crashes` (auto mishaps where people were hurt), and 2.4 % in accidents that caused property damage only. Irrespective of the gravity of these car mishaps, the majority of such vehicular mishaps took place during the day, and under no unusually harsh or dangerous weather, and at a time when the vehicle was traversing a straight road.
Protect yourself with online motor insure. Accidents are bound to occur sometimes, but what you can do is respect a few uncomplicated safe-driving protocols at the time you are operating a vehicle. Such measures comprise ensuring that you have fastened your seat-belt at all times, driving within the stated speed limit on a road, taking note of your surroundings and ensuring you have carinsurance. By getting online autos insur, you`re able to protect yourself, your family members, those who ride with you, along with other motorists, from having to bear needless heartache and financial burden.
If you are shopping around for autos assurance on-line or are keen to ascertain that you`re getting the optimal plan in terms of the price, the Internet can provide you with any kind of instant online insure information you require. On the Internet, you`ll have every opportunity to evaluate various internet car ins premiums by using quotes available from up to twelve insurance providers, helping you evaluate a number of motors insurence online premiums and also enabling you to home in on the most competitively-priced online motor insure policy package to meet your most important requirements.
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